Connecticut is among those states that require all vehicles on its public roads to have suitable financial evidence that they are able to take care of the costs that emerge if there were to be a car accident.  The State recognizes that the financial burdens of a car accident can be detrimental and proper precautions have to be taken.

In the state of Connecticut you only have one option for your method of proving you are financially capable of solving any financial matters that occur from a car accident.  This option is to have Connecticut auto insurance that covers both bodily harm and property damage insurance, and the state has set its minimum requirements for both of these categories.

The minimum requirements for Connecticut auto insurance include $10,000 property damage liability, $20,000 for harm inflicted on a single individual in an accident and $40,000 for injury of more than one person involved.

Keep in mind that these numbers only represent the minimum requirements for Connecticut auto insurance set by law.  In order to protect yourself and your assets in case of a car accident you need more coverage than this.  There are a number of different options to choose from when deciding on coverage.

Obviously, when you choose more options for your insurance policy the amount of your monthly premium will rise.  You can try to keep control over your expenses by shopping around different Connecticut auto insurance companies.

You must always carry your proof of insurance in your car.  You can provide an insurance card that is provided by your auto insurance company or your policy’s affirmation page.  Always keep your insurance information in your vehicle.

If you discontinue your Connecticut auto insurance policy your insurance provider will notify the State’s DMV.  You will than receive a warning letter from Connecticut state telling you what you have to do next, if you comply with the notice and pay the $200 no further action will be taken.

If you do not respond to the notice in a 30 day period, you will get a suspension letter, and from there you can ask for a court date.

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Filed under: Auto Insurance By States

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